We are an Investment Management and Financial Planning firm focused on helping our clients live a simpler, happier, and less stressful life. Through lower costs, smarter portfolios, and better service, we will partner with you to simplify your life so you can spend more time on the things that really matter to you.
We are a Fiduciary: we have a duty to always act in your best interest. You entrust us with your finances and personal information, which in turn places a high standard on our conduct and integrity.
We are a Fee-only firm: we do not receive any compensation based on your purchase or sale of a financial product (we won't sell you products or get paid for doing so). We believe that this fee-only structure reduces conflicts of interest between us and you.
Together we will develop an Investment Plan and put that plan into action to meet your financial goals. The portfolio will be designed to be diversified, low cost, and tax-efficient, at times taking tactical allocations seeking to maximize risk-adjusted return. We perform the ongoing tasks of managing and investing your money for you so you can focus on other priorities.
Clients may also choose to go through a process of establishing your goals and values around money. We will discuss your complete financial picture to develop a Financial Plan as a roadmap to achieve your goals. We are available to answer a variety of personal finance questions to make sure you're on the right track.
I don't have enough time to manage my own investments, and I don't really like dealing with it anyways. I want to make sure I'm setting myself up for financial freedom with an appropriate portfolio in the right accounts and I want someone to talk about financial decisions with to make sure I'm not making big mistakes. I'd also like to see if I can make that dream of mine become a reality while I'm young.
CLOSE TO RETIREMENT
I've done a great job in my career and I'd like to evaluate how close I am to retirement and what it might look like. I have some serious concerns about the amount of risk I'm taking with my investment portfolio going into the next downturn and want someone actively managing it for me. If I have a current "financial guy", I'm worried I might be overpaying and would like a second opinion to take a look at my portfolio.
I want to make sure my investments will last my entire lifetime. I'd rather focus on my family and hobbies rather than stress about money. I'm tried of worrying about what the stock market is going to do next. I need help maximizing my retirement income and making sure I withdraw it from the right accounts, in the right order, at the right time. I don't want to be taken advantage of by financial product salesman and want advice that's in my best interest.