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Jumping with Excitement

WEALTH MANAGEMENT

Wealth Management is comprehensive and ongoing, and includes Investment Management and Financial Planning. Most clients choose to become Wealth Management clients as it includes the full slate of services that we offer.

 

We strongly believe that we are not investing in order to reach a specific number or to just continuously grow wealth. We want to use money as a tool to reach your personal goals and live a simpler, happier, and less stressful life. Our goal is to free up your time and mental clutter so you can focus on the things that matter most.

 

We will dive deep to talk about your current relationship with money and to discover your goals so we can put that money to its best use and in alignment with your values. Depending on your needs, we may talk about things such as changing careers, early retirement, if and when you have enough money to retire, what your retirement might look like, how to generate income off your investments, and how to support your family.

01

Retirement Planning

  • When can I retire?

  • Alternative Retirement (Semi-Retirement, Sabbaticals, Career Changes)

  • Savings Planning

  • Withdrawal Guidance (Amount, Timing, Accounts)

  • Social Security

  • RMD Planning

03

Psychology

  • Goals and Values Discovery

  • Feeling Confident About Your Finances

  • Facilitate Spousal Conversations

  • Behavioral Coaching

  • Identifying Invisible Scripts

  • Peace of Mind

05

Insurance Planning

  • Coverage Review (Home, Auto, Umbrella, Life, Disability)

  • Employer Benefits

  • Individual Healthcare

  • Medicare

  • Long Term Care

02

Tax Planning

  • Capital Gain/Loss Harvesting

  • Investment Location

  • Roth Conversion

  • Stock Option Planning
    (RSU, ESPP, IS
    O, etc.)

  • Tax Bracket Management

  • Charitable Giving Planning

  • Tax Return Review

 

04

Cash Flow Planning

  • Life Events: Changing Jobs, Home Purchase, Moving, College

  • Emergency Fund

  • Education Planning

  • Budgeting

  • Debt Payoff

 

06

Estate Planning

  • Support of Surviving Spouse

  • Estate Tax Planning

  • Gift Planning

  • Recommendation of Estate Docs/Attorneys

 

INVESTMENT MANAGEMENT

We also offer standalone Investment Management. Save time by outsourcing your investments so that you can spend more time on what really matters to you. We will get to know you and then implement a portfolio that meets your needs.

We believe in efficient, low-cost portfolios that respond to market conditions. We do not pick "hot stocks", day trade, short-sell, use leverage, or trade options. Instead, we maintain discipline and seek increased risk-adjusted return over long time frames.

You will no longer need to worry about:

  • Which accounts to use

  • How much risk to take

  • Which asset classes to invest in

  • Which funds to use

  • Rebalancing

  • How to invest additional funds

  • Keeping a long term and disciplined approach

  • Responding to market conditions

FINANCIAL PLANNING PROJECTS

In addition to the included comprehensive and ongoing Financial Planning that is included with Wealth Management, we also offer several one-time project-based financial planning services.

 

FINANCIAL PLAN DEVELOPMENT

If you would like to go through a one-time process of defining your goals and values and seeing if you are on the right track for retirement, we can work with you to develop a one-time financial plan. Available topics to cover are the same as are listed in the Wealth Management section above.

SECOND OPINION ON CURRENT INVESTMENTS

Sometimes you just want a second opinion on your current investments to make sure you are in an appropriate portfolio and not being taken advantage of; we're happy to help. This specific service does not include any form of retirement analysis.

DOES SOMEONE ELSE NEED FINANCIAL HELP?

We all know people in our lives who could use some financial education or a plan to deal with their debt, but either can't afford professional advice or just aren't willing to pay for it. We can work with you to tailor a gift to help.

NEED SOMETHING ELSE?

If you need something specific, we can tailor a financial planning project to answer your questions.

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